A small underwriting team that picks up the phone.
Prime Advisor Inc. is a commercial finance provider headquartered in Montebello, California. We extend working capital to B2B operators across the United States through factoring and business loans.
Decisions made directly.
Prime Advisor is a direct lender. The same team reviews, approves, and funds every facility, so decisions are made in-house and explained on the same call.
Most clients come for factoring; some need a business loan. Either way it's one team and one point of contact, focused on the credit of the customer who owes you, not your personal history.

Not a bank. Not a broker.
Prime Advisor Inc. is a direct commercial finance provider. We approve and fund our own facilities: no committees, no hand-offs, no third-party underwriter in the middle.
Most clients start with factoring. Some need a term loan. Both go through the same conversation with the same team.
- Structure
- Direct lender
- Approval
- In-house
- Geography
- United States
- Industries active
- 0sectors
Commercial finance, not banking.
Prime Advisor Inc. is a commercial finance provider. We are not a depository institution. Terms vary by transaction and underwriting is subject to the credit of the debtor on the invoice or the asset securing the facility. We do not pull personal credit on the operator as part of standard factoring underwriting.