A small underwriting desk that picks up the phone.
Prime Advisor Inc. is a commercial finance provider headquartered in Montebello, California. We extend working capital to B2B operators across the United States through factoring and business loans.
Marco García
Marco García runs Prime Advisor Inc. Every facility on the desk, factoring or business loan, is reviewed and approved by him directly. No committee, no hand-off.
The desk deploys up to $10M per month and funds factoring advances once the receivable is approved.
Not a bank. Not a broker.
Prime Advisor Inc. is a direct commercial finance provider. The desk approves and funds its own facilities: no committees, no hand-offs, no third-party underwriter in the middle.
Most clients start with factoring. Some need a term loan. Both go through the same conversation with the same person.
- StructureDirect lender
- ApprovalPersonal sign-off
- GeographyUnited States
- Industries active11 sectors
Commercial finance, not banking.
Prime Advisor Inc. is a commercial finance provider. We are not a depository institution. Terms vary by transaction and underwriting is subject to the credit of the debtor on the invoice or the asset securing the facility. We do not pull personal credit on the operator as part of standard factoring underwriting.

